AA Credit Repair
1711 W. College Ave
Appleton, WI 54914
ph: 920-882-7298
Monica
When applying for a mortgage or any other type of loan or credit card, your credit score is what determines your interest rate. It can also dictate how much money you would have to pay down to get a mortgage. Since most consumers don't have the time to write letters to the credit agencies we do all of the work for you.
High Credit Scores are important.
Your credit score affects everything from the home you live in to the car you drive and maybe even the job you work in. Wisconsin lenders, insurance agents, and even some employers all use your credit score to make decisions about what type of person you are. A bad credit score says that you are irresponsible with your money and are a risk to creditors. A good credit score says that you can be counted on to make your payments on time and properly settle your debts.
Most credit reports contain errors
Because your credit score is so important to you, it would make sense that the credit reports used to calculate your credit score are managed with the utmost care. Unfortunately for you and the millions of Americans with errors on their credit reports, this is not the case. Studies have shown that flaws in the credit reporting system have resulted in almost 80% of credit reports having errors. In addition, the majority of Wisconsin residents' credit reports contain misleading or out of date information that gives creditors the wrong idea of who you are as a consumer.
Odds are you have errors on your credit reports. These errors may be lowering your credit score and forcing you to pay unfair interest rates or even be denied the credit you deserve. AA credit Repair has the tools to restore bad credit. Effective credit repair will improve your credit score.
If you think your scores are below 680 call us today. We are Registered with the State of Wisconsin as a Credit Services Organization to help people remove and correct all inaccurate, incomplete or unverifiable information from their credit reports.
We use the Fair Credit Reporting Act (FCRA) which is a federal law designed to protect you from being “slandered” by creditors, collectors, and credit reporting agencies. According to the law, a disputed credit account must be accurate, complete, and verifiable for it to remain on your credit report.
All inaccurate, incomplete or unverifiable accounts must be removed or updated. We have removed repossessions, late payments, charge offs, collection accounts, and many other negative credit items. However, we cannot & do not guarantee the deletion of any negative account(s) in whole or in part.
Please let us know if you would like to be listed here.
AA Credit Repair
1711 W. College Ave
Appleton, WI 54914
ph: 920-882-7298
Monica